4702.1: General Freddie Mac title insurance requirements (11/05/18)

© Freddie Mac Single-Family Seller Servicer Guide

Each Mortgage purchased by Freddie Mac must be covered by one of the following:

  • A paid-up Mortgage title insurance policy meeting the requirements in Section 4702.2, or
  • An attorney's title opinion or certificate meeting the requirements in Section 4702.3

A title insurance policy is mandatory for Mortgages secured by units in a Condominium Project, dwellings on leasehold estates, Manufactured Homes, properties subject to restrictive agreements or restrictive covenants, Texas Equity Section 50(a)(6) Mortgages, Community Land Trust Mortgages and for Mortgages executed using a power of attorney.