3402.6: Data integrity review (07/11/16)

The Seller's postclosing quality control review procedures for all Mortgages must include a review of the completeness and accuracy of the information obtained in the Mortgage origination process.

The data integrity review of the information must include a process for checking data fields entered in Loan Product AdvisorSM and ensuring that all data submitted is valid.

The Seller must perform a data integrity review on all Mortgages sampled to ensure that the loan data is accurate and consistent. Source documentation to be reviewed includes:

Form 65, Uniform Residential Loan Application(s)
Employment and income verifications
Sales contracts
Tax returns
Credit data
Asset documentation
Property valuation documentation
Mortgage delivery data, including the Key Number when applicable

If, in the course of a postclosing quality control review, the Seller determines that the Key Number for a Loan Product Advisor Mortgage is missing or is inaccurate, the Seller must notify Freddie Mac Quality Control at Seller_Servicer_QC_Reporting@freddiemac.com within 60 days of the finding.