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Federal Law
State Law
Fannie Mae Single Family Selling Guide
Fannie Mae Single Family Servicing Guide
Freddie Mac Single-Family Seller/Servicer Guide
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1301.1: Submission of data to Freddie Mac (03/02/16)
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1301.2: Compliance with applicable law (03/02/16)
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1301.12: Non-discrimination (03/15/18)
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3101.1: Freddie Mac Exclusionary List (12/11/17)
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3401.7: Residential loan application (03/02/16)
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3402.5: Reverifications made by Seller (07/11/16)
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3402.6: Data integrity review (07/11/16)
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3402.7: Documentation review (10/31/18)
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4101.1: The Mortgage application (05/17/17)
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4101.2: Home Mortgage Uniform Instruments (11/15/17)
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4101.5: Origination and delivery of Mortgages using a New York Consolidation, Extension and Modification Agreement (the "NY CEMA") (03/02/16)
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4101.8: Signatures required (12/14/17)
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4201.2: Mortgage valid First Lien; no prior liens; Mortgage not modified (03/02/16)
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4201.14: Mortgages secured by Primary Residences (03/02/16)
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4201.15: Second home Mortgages (08/20/18)
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4201.16: Investment Property Mortgages (11/30/18)
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4201.19: Legal description requirements (03/02/16)
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4202.2: State anti-predatory lending laws and regulations (03/02/16)
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4202.6: Points and fees limitation (03/02/16)
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4202.7: Credit insurance (03/02/16)
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4202.8: Mortgages with private transfer fee covenants (03/02/16)
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4203.2: Calculating LTV, TLTV and HTLTV ratios (07/11/16)
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4203.3: Maximum original loan amounts for Home Mortgage purchases (01/01/18)
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4203.4: Maximum LTV, TLTV and HTLTV ratios (11/05/18)
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4204.1: Mortgages with secondary financing (04/24/17)
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4204.2: Special requirements for Affordable Seconds® (11/01/17)
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4204.4: Temporary subsidy buydown plans (11/15/17)
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4205.1: Section 502 GRH Mortgages (07/06/17)
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4205.2: Home Possible® Mortgages with RHS Leveraged Seconds (10/29/18)
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4301.2: General requirements for all refinance Mortgages (06/15/16)
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4301.3: Refinance practices (03/02/16)
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4301.4: "No cash-out" refinance Mortgages (10/27/18)
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4301.5: Cash-out refinance Mortgages (10/31/18)
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4301.6: Special purpose cash-out refinance Mortgages (07/06/17)
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4301.7: Texas Equity Section 50(a)(6) Mortgages (01/01/18)
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4302.2: Requirements for Freddie Mac Relief Refinance MortgagesSM – Same Servicer (11/19/18)
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4303.2: Freddie Mac Relief Refinance MortgagesSM – Open Access: Eligibility requirements, eligible Mortgages and ineligible Mortgages (11/05/18)
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4303.3: Requirements for Freddie Mac Relief Refinance MortgagesSM – Open Access (11/19/18)
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4304.1: General eligibility requirements for Enhanced Relief Refinance® Mortgages (11/05/18)
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4304.7: Property eligibility and valuation for Enhanced Relief Refinance® Mortgages (11/01/18)
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4401.5: ARM Note Rate change requirements (07/25/18)
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4401.8: Underwriting requirements for ARMs (11/15/2017)
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4402.1: Common requirements for Seller-Owned Converted and Seller-Owned Modified Mortgages (07/11/16)
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4402.3: Uniform Instruments and nonstandard documents for Seller-Owned Converted Mortgages (03/02/16)
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4402.5: Uniform Instruments for Seller-Owned Modified Mortgages (03/02/16)
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4404.1: Land contract; contract for deed (03/02/16)
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4407.2: Major disaster plan implementation and requirements (Future effective date 11/19/18)
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4501.3: Eligible and ineligible Home Possible® Mortgages (11/01/18)
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4501.5: Temporary subsidy buydown plans for Home Possible® Mortgage (03/02/16)
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4501.6: Eligible property and appraisal requirements for Home Possible® Mortgages (10/29/18)
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4501.7: Eligible Borrowers for Home Possible® Mortgages (10/29/18)
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4501.8: Underwriting requirements for Home Possible® Mortgages (10/29/18)
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4501.9: Borrower income and qualifying ratios for Home Possible® Mortgages (11/30/18)
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4501.10: LTV/TLTV/HTLTV ratios, Borrower contribution, reserves, sources of funds for Home Possible® Mortgages (10/29/18)
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4501.12: Homeownership education and landlord education for Home Possible® Mortgages 10/29/18
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4502.2: Eligible Borrowers for Community Land Trust Mortgages (11/05/18)
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4601.1: Eligible Financed Permanent Buydown Mortgages (11/05/18)
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4601.2: Underwriting Financed Permanent Buydown Mortgages (03/02/16)
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4602.5: Mortgage purpose for Construction Conversion and Renovation Mortgages (10/27/18)
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4602.7: Eligible property for Construction Conversion and Renovation Mortgages (03/02/16)
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4602.8: Underwriting the Permanent Financing (07/06/17)
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4602.9: Appraisal requirements for Construction Conversion and Renovation Mortgages (03/02/16)
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4602.12: Mortgage file documentation for Construction Conversion and Renovation Mortgages (10/31/18)
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4603.2: Minimum and maximum original loan amounts for super conforming Mortgages (01/01/18)
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4603.4: Underwriting requirements for super conforming Mortgages (Future effective date 12/19/18)
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4605.2: Eligibility and delivery for Freddie Mac HomeOneSM Mortgages (Effective date 11/01/18)
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4701.1: Mortgage insurance (07/29/18)
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4701.2: Mortgage insurance premiums (07/29/18)
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4701.4: Late charges (03/02/16)
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4702.1: General Freddie Mac title insurance requirements (11/05/18)
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4702.2: Title insurance policy requirements (03/02/16)
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5101.2: Accuracy of data submitted to Loan Product Advisor® (07/11/16)
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5101.4: Documentation requirements when using Loan Product Advisor® (07/11/16)
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5101.6: Resubmission requirements/Loan Product Advisor® tolerances (11/15/17)
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5101.7: Resubmission to Loan Product Advisor® after the Note Date (07/11/16)
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5101.9: A-minus Mortgages (11/05/18)
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5102.2: Methods of underwriting (07/06/17)
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5102.3: General requirements for verifying documents (08/29/18)
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5102.4: Age of documentation (07/06/17)
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5103.1 Mortgages including a non-occupying Borrower (07/06/17)
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ACES IQ Reference Materials
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Freddie Mac Single-Family Seller/Servicer Guide
Summarize
Freddie Mac Single-Family Seller/Servicer Guide
Kacey Olson
Owned by
Kacey Olson
Last updated:
Nov 20, 2018
1 min read
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© Freddie Mac Single-Family Seller Servicer Guide
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