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The following minimum and maximum original loan amounts apply to super conforming Mortgages that have Freddie Mac Funding or Settlement Dates on or after January 1, 2018 and Freddie Mac Funding or Settlement Dates on or before December 31, 2018:

UnitsMinimum/Maximum Original Loan AmountProperties in Alaska, Hawaii, Guam and the U.S. Virgin Islands
Minimum Loan AmountMaximum Loan AmountMinimum Loan AmountMaximum Loan Amount
Permanent (HERA)*Permanent (HERA)*
1>$453,100$679,650>$679,650$1,019,475
2>$580,150$870,225>$870,225$1,305,325
3>$701,250$1,051,875>$1,051,875$1,577,800
4>$871,450$1,307,175>$1,307,175$1,960,750

* These are the maximum potential loan limits for designated high-cost areas, as determined under the provisions of the Housing and Economic Recovery Act of 2008 (HERA). Actual loan limits are established for each county (or equivalent) and the loan limits for specific high-cost areas may be lower. The original principal balance of a Mortgage must not exceed the maximum loan limit for the specific area in which the Mortgaged Premises is located. For specific loan limits for each high-cost area, as released by the Federal Housing Finance Agency, visit: http://www.fhfa.gov/DataTools/Downloads/Documents/Conforming-Loan-Limits/FullCountyLoanLimitList2017_HERA-BASED_FINAL.PDF.

For super conforming Mortgages, the Seller must use the loan amount of the Mortgage stated in the Note to determine compliance with the maximum loan limits stated above.


Related Guide Bulletins

Issue Date
Bulletin 2017-28December 14, 2017
Bulletin 2016-23December 15, 2016

Additional Resource:  https://www.allregs.com/tpl/Viewform.aspx?formid=00051759&formtype=agency#page=218

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