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© RHS HB-1-3555 SFH Guaranteed Loan Program Technical Handbook

The adjusted annual income calculation will determine if the household is eligible for the guaranteed loan program. Adjusted annual income is calculated by using the annual income figure and subtracting any of the eligible deductions in 3555.152(c) for which the household may qualify. The Income Calculations Worksheet in the case study in Attachment 9-B of this chapter provides an example of using deductions.

Refer to Attachment 9-A for information and documentation options to support these eligible deductions:

  • Dependents
  • Child Care Expenses
  • Elderly Household
  • Care of Household Members with Disabilities
  • Medical Expenses
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