© RHS HB-1-3555 SFH Guaranteed Loan Program Technical Handbook
Disputed accounts on an applicant’s credit report are not considered in the credit score.
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Loans downgraded for failure to meet any of these conditions are subject to a manual review and require the submission of the complete underwriting case file.Additional Resource: https://www.rd.usda.gov/files/3555-1chapter10.pdf#page=19